WorkKeys Math Challenge 2025 – Master the Numbers and Unlock Success!

To determine the average monthly payment for a new sedan priced at $22,968 paid off over 3 years, we begin by calculating the total number of months in the repayment period. Since 3 years is equivalent to 36 months, we need to divide the total cost of the sedan by the number of months.

The calculation is as follows:

\[

\text{Average Monthly Payment} = \frac{\text{Total Cost}}{\text{Number of Months}} = \frac{22,968}{36}

\]

When you perform this division, it results in approximately $638. This means that the logical average monthly payment required to pay off the sedan in 3 years is indeed $638.

Thus, the correct choice accurately represents the average monthly payment needed in this scenario. It reflects a straightforward division of the total vehicle cost across the specified period, providing a clear and understandable payment structure for financial planning.